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Before You Sign

That contractor quote may not be the final price. It may be the opening number.

Before you sign it. Before they start it. Before it costs you more. Understand what's included, what's missing, and what to ask before you commit.

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Estimate — Sample Project
Labor$8,200.00
Materials, standard grade$4,650.00
What exactly is "standard"?
Allowance — fixturesTBD
Open allowance — ask what's included
PermitsIncluded
Financing, 0% for 12 mo.*See terms
Total$14,900.00

Part One

The Four Rules of Quote Protection

RULE 01

Never Compare Totals Until You Compare Scope

The lowest number and the highest number may not describe the same project at all.

RULE 02

A Verbal Promise Is Not Part of the Price

If it isn't written into the quote, it isn't part of what you're paying for.

RULE 03

Separate Required Work From Recommended Work

One list keeps the project running. The other list is a sales opportunity.

RULE 04

Your Leverage Is Greatest Before Work Begins

Every question is easier to ask, and every answer easier to get, before the deposit clears.

Part Two

The P.R.I.C.E. Method

P

Pin Down the Project

Write one project brief and give every contractor the same one. Quotes are only comparable if they're answering the same question.

R

Reveal What Is Missing

Read the quote for what it doesn't say. Undefined materials and broad allowances don't disappear because nobody wrote them down.

I

Investigate the Contractor and the Terms

A detailed quote doesn't replace verification. License, insurance, and payment terms get checked regardless of how the quote reads.

C

Compare the True Project Cost

The quoted price isn't always the likely total cost. Add allowances, permits, and financing fees before comparing two numbers.

E

Execute Only When It Is Clear

Nothing gets signed until scope, materials, quantities, and exclusions are addressed in writing.

Part Four

The Quote Clarity Score

A 100-point scale across seven categories. It tells you how usable a quote is, not how good the contractor is.

85–100
Clear
Substantial written detail.
70–84
Clarification Needed
Usable once questions are answered in writing.
50–69
Incomplete
Important terms remain open.
Below 50
Not Ready
Not enough information to decide.

Before You Ask

Frequently Asked Questions

Does asking these questions make me a difficult customer?
No. Professional contractors generally benefit from clear expectations and written approvals.
What if the contractor refuses to put a recommendation in writing?
Treat that as unresolved information. Ask whether the area can be safely secured while you obtain clarification.
Does this guarantee I'll avoid unnecessary charges?
No. It improves the quality of the information and documentation available to you. It cannot guarantee contractor behavior or outcomes.

Decode your next quote before you sign it.

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